Manukau Courier : February 10th 2011
15 MANUKAU COURIER, FEBRUARY 10, 2011 Don't hope you'll succeed. KNOW you can with NZMA. If you're 16-17 years old and you have left or are thinking about leaving high school, talk to us today. We can help you achieve what you want in life with practical course study and supportive tutors, all for free. Take control of your future today. Call NZMA now and take the next step toward the life you want. your future starts here NZMAYMC1a CALL 0800 00 NZMA (0800 00 6962) VISIT www.nzma.ac.nz Advertising Featuretraining Education& Top Hat Fresh Beef/Pork Flavoured Sausages Nescafé Coffee Refill Range 100g (Includes Decaf 75g) Griffin's Chocolate Chit Chat/ Squiggles/Toffee Pops/Wildberry Sensations/Mint Treats Range 200g svmc1002 *Beer and wine not available at Mangere Bridge. Store Locations: 40 Coronation Road, Mangere Bridge, Auckland. 8/130 Dawson Rd, Flatbush, Auckland. Hall Ave, Otahuhu, Auckland. Specials available from Thursday, 10th February until Sunday, 13th February 201 1 or while stocks last. We reserve the right to limit quantities. All limits specified apply per customer per day. Trade not supplied. Prepared meals are serving suggestions only. Props not included. Product range may vary from store to store. Proprietary brands not for resale. All stores hold A grade food hygiene certificates. Customer Support Freephone 0800 40 40 40. Local, convenient & friendly Next week's specials available to view from 12 noon each Sunday @ San Remo La Pasta Range 80g Loose White Button Mushrooms Loose Californian Navel Oranges Talley's Ice Cream Range 2L $10,000 10 Chances to Spend $20 or more to enter Terms and conditions apply. Details instore. Promotion ends 13 February, 2011. $599 kg $249 kg $699 kg Save from $2.71 $399 each Save from $1.39 $259 each Limit 4 Assorted Save from $2.82 $399 each Save from 79¢ 99c each Financial literacy By ALLISTAR WALKER Is school the right place to teach our kids financial literacy and financial coping skills or should they be left up to themselves to seek out the appropri- ate information? I believe that financial coaching should be an integral part of the edu- cation process. If these skills were better under- stood would we have 80 percent of our population retiring with insufficient cash of their own? Would we have had people lose so much money with the likes of Blue Chip and Hanover? Above all, our savings record would not be one of the worst in the western world. Financial literacy in schools is no longer an option, it is a necessity. In my work as a mortgage and insurance adviser, I all too often see little evi- dence of informed budgeting or a life plan setting out realistically achiev- able financial goals. If you are as old as me, you will remember the old Post Office Savings Bank collecting savings at school before ASB came along and did a simi- lar thing. These sorts of things create habits, which are best imbued in us when we are young. Children's eyes can be opened to what is achievable in later business or working life. Surely it is just as important to show how the prudent use of money can provide the fuel for the dream. We are in the process of modifying our seminar series for employees as we have found that those with good money habits are better and happier workers. Many adults comment that the sort of thing we do should be taught in schools, almost accusing the system of being negligent toward their edu- cation. The habit is the key and so many of our habits are formed as we are formed. Being into a new year and a new decade, it is timely to plan ahead to avoid nasty surprises at certain times of the year and in future years. The pace of change and increased consumer temptations make budgeting and a living lifestyle plan essential in today's environment -- essential that is if you wish to make the most of your potential. I would go so far as to say, even more important than some of the stuff taught at school, as one's financial nous will determine how far one goes in life and be able to survive a long retirement. Care has been taken to ensure that any information is accurate. No liabil- ity is accepted for its use. . Allistar Walker is a Senior Fellow of Financial Services Institute of Australasia and an accredited mortgage/insurance advisor. His full disclosure is available free at www.mortgagehelp.co.nz or he can be contacted at 410 6023 and firstname.lastname@example.org.
February 8th 2011
February 11th 2011