Manukau Courier : November 11th 2010
21 MANUKAU COURIER, NOVEMBER 11, 2010 A SEAT HAS BEEN BOOKED WITH YOUR NAME AND QUALIFICATION ON IT TO CHANGE YOUR FUTURE 4EVA • Bus Admin Level 4 • Computing Levels 4, 5, & 6 • NZIM Diploma in Management Level 5 • NZ Diploma in Business Level 6 (NZDipBus) • Cert ITECH Level 5 (MCITP) Support Tech • Net Tech Level 6 Admininstrator/Server Institute of Applied Lear ning CALL NOW TO CLAIM IT!!! 0800-300-310 We assist you with Loans & Allowances Learning is Fun at IAL 265 3239007AB 3134591AA LIMITED ENTRY ENROL NOW FOR 2011 Bachelor of Natural Medicine Diploma in Traditional Pasefika Healing 1st & 2nd year courses available by distance Visit our web site www.spcnt.ac.nz or phone 09 579 4997 8 Arthur St, Ellerslie ® Children from birth to 5 years are our world. And in our world, we keep them safe, we share their discoveries, we guide their enquiry and we love them individually. That's why you can trust Kindercare with your baby, toddler or preschooler. As the youngest members of our family, they need security, nurturing, opportunities to be engaged, responsive caregivers and plenty of cuddles! Call our friendly centre director today to find out more about our service and nurturing care for your child. Kindercare®... www.kindercare.co.nz 68 Riverton Drive, Manurewa Tel: 268 - 8005 Advertising Feature training Education& New Zealand College of Chinese Medicine Choose a new career in Acupuncture and Chinese Medicine! Bachelor Of Health Sciences: BHSc (Chinese Medicine) 4 years BHSc (Acupuncture) 3 years BHSc (Chinese Herbal Medicine) 3 years At the New Zealand College of Chinese Medicine Auckland (Greenlane) or Christchurch • Internationally recognised • Supportive learning community • Complete clinical training • NZQA approved & accredited • Student loans and allowances • School leaver welcome! Enrolment starts now for Feb 2011 Check it all out at our next free WELLNESS DAY: Saturday 20th November 1.00 - 4.30 pm (Ring and book for a free acupuncture treatment) Ph 09 580 2376 or visit www.chinesemedicine.ac.nz or 321 Great South Road, Greenlane. Places Available For 2011 Introduction to Early Childhood Education 48 WEEK COURSE • ECE Unit Standards • Job Search Skills • Learning in a Early Childhood Centre • Top's Criteria Apply Internet / MS WORD / Excel CALL - 274 6918 208a Preston Road, East Tamaki, Otara Career In Early Childhood 44 WEEK COURSE LOCAL AND INTERNATIONAL STUDENTS • National Cert. Level 3 (Early Childhood) (Practicum Placements in an Early Childhood Setting • Comprehensive First Aid Pursuing Pathways 48 WEEK COURSE • Foundation Training for Employment Skills • Learner License • Youth Training Criteria Apply What are you risking? When you sign up for a loan, you always think you will be able to pay it back. Sometimes, however, unexpec- ted things happen and you can't make your payments. And by then it is too late to decide that you don't really want to risk the house on that bet. What should I use as secur- ity? If the creditor asks you to pro- vide security, don't list things that are worth a lot more than the loan. Find out how much the goods are worth by checking how much those goods cost second- hand online. Don't risk things you can't afford to lose Only agree to include things you are prepared to lose if you get into financial trouble. So think twice about risking family heirlooms or things it would be very difficult to live without like fridges, beds or things you need for work. You can only include things that actually belong to you. Don't use things that belong to family members. If the creditor comes to your house to see what you have, check the list. Check that they haven't included too many things and that they all belong to you. What if they won't give me the loan? The finance company might tell you that you have to put up some- thing that you don't want to risk as security or they won't give you the loan. Instead of agreeing, find out what the other companies are offering. You might be able to get a better deal by shopping around. Security in your contract Secured goods must be listed in the key information in your credit contract. The information must be clear and concise. If you can't find this information in the contract ask the salesperson to show you, or take the contract to a com- munity law centre to check. Contracts that claim all your property Creditors must identify the par- ticular items that the creditor has a security interest in. A contract that claims an interest in all present property'' (meaning every- thing you own) is not clear enough under the law. For more information about your consumer rights visit www.consumeraffairs.govt.nz or your local Citizens Advice Bureau. New swim programme floated Half of all 10-year-old Kiwi children can't swim 25 metres, and a quarter can't even keep afloat. Because learning to swim is not a requirement of the school curriculum, the majority of our children are not receiving quality learn-to-swim education. Children must learn swim and survival skills, it should be a way of life for New Zealand children,'' says Matt Claridge, general manager of Water Safety New Zealand. Unfortunately, not enough of our kids are being equipped with the skills to sur- vive in the water.'' However, thanks to a new partnership with Sealord, change is here. Sealord Swim For Life is a national project established to address a dramatic decline in the swimming ability of our children. Sealord CEO Graham Stuart says, Within our organisation we believe that knowing how to swim is a basic skill that all Kiwis must be equipped with, should we ever find ourselves in a situation where we need to swim to survive. We feel so strongly about this that now, with Water Safety NZ, we are working together to give every child in New Zealand the opportunity to learn the skills to swim and sur- vive in and around water.'' A new identity has been created for this vital learn to swim partnership, with its roots being firmly founded in New Zealand -- Kautiki. The Swimming Tiki. Graham explains, Kautiki is the taonga of the Swim for Life project and is a visual reminder of how precious our children are, and the importance of swim and survive'.'' The goal of this new Swim For Life initiative, is to equip New Zealand children with the essential skills to swim 200 metres, working with schools, regional sports trusts and territorial authorities. Children who sign up for Swim for Life are given a colourful booklet that charts their progress on their way to being a competent and confident swim- mer. A website www.swimforlife.org.nz will provide valuable tips to swim and survive', and be a place where kids can enjoy learning about safety in water.
November 9th 2010
November 12th 2010